Life Insurance


Life insurance is by far the most important product we offer at Husker Insurance. Life insurance is not only the cornerstone of a solid financial plan, but it’s also hands down one of the most cost-effective ways to protect the people who depend on you financially. The largest hit a family can take, both emotionally and financially is losing a family member. We want to make sure a tragic accident doesn’t turn into a financial burden.

What would happen to your family if you or a loved one were to die prematurely? Would you or your family be able to maintain their current lifestyle?

Would your kids be able to go to college? Would your spouse be financially stable with one income?

If you have a child, are married, or you are carrying any kind of debt, purchasing life insurance should be a top priority.

If all three are true, hopefully, you already have life insurance. If you are thinking about purchasing life insurance here are a few more reasons to buy life insurance.

  • charitable donations
  • pay federal death and estate taxes
  • create an inheritance for your heirs
  • pay final expenses

We Make Buying Life Insurance Easy

At Husker Insurance, we make the process of buying life insurance extremely simple.

When purchasing life insurance, there are a few things to consider. Do you want term life insurance or permanent life Insurance?

If you don’t understand the difference that’s okay. We will help you find the perfect plan.

Life insurance is based on two main variables — your age, and your health.

Seguro de Casa Lincoln

How Much Life Insurance Do I Need?

A mistake that people often make; is basing their life insurance coverage on a guess. People just grabbing a number out of thin air can have very negative implications long term.

One of the many benefits of working with independent agents like the ones at Husker Insurance is that we sit down, and through a comprehensive needs analysis, to determine the exact amount of coverage you will need to protect the people who depend on you.

The amount of coverage you need depends on a number of different variables. Here are a few examples:

  • how many children you have
  • higher education expenses
  • your future earnings potential
  • whether or not you’re married
  • spouses future earnings potential
  • you and your spouse’s age
  • amount of debt you have

Nebraska life insurance can be very complex, it is important that you sit down with a professional to discuss your needs and budget. We’ll go over any questions you may have to come up with the right life insurance policy.